Wednesday, September 2, 2009

Obamacare Will Raise Health Care Costs For Young Healthy People

Prepare to get angry. This USA Today Article explains how Obamacare will increase health care costs on young, healthy entrepreneurial folks. IOW, the productive wealth-generating people in our nation. I advise you to read the whole article, but realize that it is not laid out to logically demonstrate how Obamacare would raise costs on the healthy. So keep in mind that the bill stipulates that insurance companies would only be able to charge two times as high a premium for their oldest customer as they would for their youngest customer. This is how young people would be forced to pay more, and is a good practical point of evidence to use when explaining how this atrocity would eventually put private companies out of business.

This is exactly the opposite direction in which we should be going. I'd like to see more at the actuarial cafeteria. For example, I should get lower health coverage for being a non-smoker, thin and heterosexual. My wife's insurance should be able to be lower by not covering "reproductive health services", i.e., birth control and abortion. Obviously this stuff makes liberals gasp. But there is a new generation of individualistic young people in this country who aren't buying this Great Society bullshit, and I can't say I blame them....

But that's a digression. What I see happening if this Obamacare bill passes is this: alternative health clinics starting up to perform whatever services you want for a fee. It would be inevitable. The lines would be shorter and people with enough money would join. It might even be legal—doctors and loophole-finding lawyers have been known to hang out a lot, and even sometimes be related to one another.

These clinics would be like the private drinking establishments in the dry town in which I grew up. You know, the Elks Club, Lions Club, American Legion, etc. You join and pay dues (premiums) and then you can enjoy having a beverage poured for you (service) for a few bucks (co-pay). I've heard tell of clubs in dry towns out in Utah where basically you join at the front door by signing a paper and paying dues of $1.00 and you can resign if you want when you leave. Where there is a will, there's a way, especially in America.

But if this is not legal, these "speakeasy" clinics will exist all the same due to the fact that this is a matter of life and death. Thus the object of giving everyone the same health care coverage would backfire in the biggest way possible with the richest Americans being able to afford boutique-style health care with short lines and the poorest Americans waiting months to receive critical surgeries in an incompetent government run system.

Reminds me of the story of Christ and the Paralytic. The man needed healing, and his friends heroically found a way around the crowd.


Would I break laws to obtain health care for my wife and kids? As Sarah Palin would say, "You Betcha!"

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