Tuesday, October 22, 2013

One-size-fits-all doesn't lower prices

Here's a sobering article about reality in the wake of Obamacare's utopian promises. 400,000 people get cancellation notices from their health insurers. Here's my favorite excerpt:

As a replacement, Regence BlueShield is offering her a plan for $79 more a month with a deductible twice as large as what she pays now, but which limits her potential out-of-pocket costs to $6,250 a year, including the deductible.

“My impression was...there would be a lot more choice, driving some of the rates down,” said Malean, who does not believe she is eligible for a subsidy.

Regence spokeswoman Rachelle Cunningham said the new plans offer consumers broader benefits, which “in many cases translate into higher costs.”

Why would you think there would be a lot more choice with greater regulations? These companies have to offer more benefits under the regulations of the Obamacare law. A consumer must by a high-end plan. The only reason I can keep my plan for the present is that it is a grandfathered plan, i.e., I've had it since long before 2010. But I am paying much more for it, trust me.

Liberals love one-size-fits-all. It's a corollary to their fetish about equality. "Spread the misery around" should be their motto.

3 comments:

  1. While all sorts of people are "in favor of Obamacare - for other people", the only people really in favor of Obamacare for themselves are those who can't get anything better, anything - or nothing - at all.

    Supposedly Ted Cruz and the Tea Party will be the death of the Republican Party, but they account for only a fraction of Republicans. OTOH, Obamacare is purely a Democrat creature. It's not just a bad government program, it's worse: a purely Democrat bad program that's not just bad for its intended recipients but for its entire economic sector as well.

    The only thing which will save the Democrats from Obamacare will be the sheer numbers of media outlets in the tank for Obama and the Democrats, and even some of them are already taking steps to distance themselves from this contagion.

    Keith

    ReplyDelete
  2. Gee, some conservative types have suggested expanding what insurance choices are available. But some people are conditioned to cover their ears and scream "Lalala" when they hear anything associated with "Republican" or "conservative." It seems to be a common theme of these interviews that people are shocked at what Obamacare actually is. I guess they trusted their overlords to plan this and went back to watching television.

    Do you think Dems will be successful at making the next move to single payer? I'm afraid people won't learn the lessons from Obamacare.

    ReplyDelete
    Replies
    1. Too many people fall victim to the "somebody's gotta do something about it" attitude. Meaning, of course, somebody other than themselves -- which generally leads to the government stepping into the opportunity.

      So just like the failed Stimulus and its not-quite-shovel-ready-jobs gave birth to the idea of Stimulus II ("it was a good idea, honest, it just wasn't big enough"), the obvious solution to the failure of Obamacare in its current form will be a more intrusive and controlling government program.

      So, Barb, I too am afraid that the lessons that people take from Obamacare will be the wrong ones, and we will be vulnerable to the same single payer program "that the rest of the civilized world enjoys".

      Hopefully Texas will secede by then. ;-)

      Delete